2026 Canada SDS Visa: IELTS, GIC, and Eligible Schools vs Standard Process

What’s New in the 2026 SDS Channel?

The Student Direct Stream (SDS) for Canada has been updated for 2026. This section covers the current English language requirement, the Guaranteed Investment Certificate (GIC) amount, and the eligible post-secondary institutions.

English Language Requirement

Applicants must provide an IELTS score of at least 6.0 in each band (Listening, Reading, Writing, and Speaking). The test must be taken at an approved testing agency, and the results must be submitted with the application.

GIC Amount

The GIC requirement for 2026 is CAD $20,635. This must be purchased from a participating Canadian financial institution and held for at least one year.

Eligible Schools

The SDS program applies to applicants who have been accepted into a Designated Learning Institution (DLI). DLI numbers are required. The list includes most public post-secondary institutions, such as universities and colleges, but not all private institutions. The current list is available on the official Immigration, Refugees and Citizenship Canada website.

How SDS Compares with the Regular Study Permit

Faster Processing

SDS applications are typically processed faster than regular study permit applications, with many decisions made within 20 calendar days if the applicant meets all eligibility criteria.

Fewer Documents

Under SDS, applicants do not need to provide proof of financial support beyond the GIC. In the regular process, you must show a comprehensive financial history and proof of funds. SDS also waives the need for a medical exam for applicants from certain countries (if applicable).

Who Can Apply?

SDS is open to legal residents of certain countries (e.g., India, China, Philippines, Vietnam). The regular study permit is available to all nationalities. SDS requires an acceptance letter from a DLI, whereas the regular process also requires this but has no special list.

Frequently Asked Questions

Do I need a medical exam for SDS?

Yes, a medical exam is required if you have lived in certain countries for more than six months in the past year. This is the same as the regular process.

Can I use TOEFL instead of IELTS?

No, only IELTS is accepted under SDS. Other tests like TOEFL are not listed as acceptable.

What if my school is not on the SDS eligible list?

If your institution is not a DLI, you cannot apply through SDS. You would need to use the regular study permit process.

Is the GIC amount refundable?

Yes, if your visa is refused, the GIC is refunded in full. If you withdraw your application, refund policies vary by financial institution.